Prime OTP | Client Agreement

1. This Agreement

1.1 This agreement is a principal agreement and contains the relevant terms and conditions. This Agreement will also be accompanied by the terms of the account opening application form and the product risk disclosure statement of Prime OTP Ltd (hereinafter referred to as "Prime OTP Ltd"). Prime OTP Ltd may enter into any contract in the future for the purpose of providing general advice to the Client and/or signing transactions in respect of foreign exchange and CFDs.

1.2In the event of any discrepancy between this Agreement and any other contract or file exchanged and/or executed between Client and Prime OTP Ltd, this Agreement shall prevail. In the event of any discrepancy between this Agreement and the translated versions of the En METABASE LL is language versions of the above-listed files, the Prime OTP Ltd version shall prevail.

2. Our Service & Risk Disclosure

2.1Prime OTP Ltd provides general financial product advice and is only responsible for executing foreign exchange, CFD and precious metal contract trading services. If Prime OTP Ltd provides general financial product advice to the Client, the Client should confirm and understand that the recommendation is for general use only and does not take into account the Client's personal goals, risk tolerance, circumstances or needs.

2.2 Before deciding to use Prime OTP Ltd's services, Clients must consider their own objectives, risk tolerance, specific circumstances or needs, as well as the relevant product risk disclosure statement (hereinafter referred to as "PRDS").

2.3 Prime OTP Ltd services should not be used if the Client does not fully understand the risks associated with Prime OTP Ltd's services.

3. Client Representation & Warranty

3.1 The Client warrants that if it is an individual or more than one individual, it shall have been in the same age and in the appropriate capacity, and if it is a company or a corporation, it shall be properly formed and incorporated and has entered into this Agreement and in all circumstances, this Agreement and the signing of such contracts will constitute legally binding and enforceable obligations to the Client.

3.2 If the Client enters into this Agreement in his capacity as trustee of the Trust, the Client shall make the following representations and undertakings:

the relevant trust legislation is valid and complies with all applicable legislation as defined in section 5.2 of this Agreement;
the Client is duly appointed as the sole trustee of the Trust;
the Client is entitled to compensation from the Trust Assets for the purposes of this Agreement and the transactions contemplated under this Agreement;
The Client will comply with his obligations as trustee of the Trust;
The Client will not carry out any damage that may result in damage to his or her trust assets from compensation;
The Client will maintain the identity of the sole trustee of the Trust;
even if, as mentioned above, if the Client's trustee status is superseded or someone else joins as the trustee, the Client will ensure that the new trustee is subject to this Agreement and is intended to be carried out under this Agreement. Any other agreement relating to the transaction (the Client indicates that it is a party to the agreement) or is bound by a document of equal validity;
The Client will not proceed with re-settlement, allotment or distribution of any Trust Assets without the written consent of Prime OTP Ltd, except as permitted by the Trust Document;
the Client will not amend or modify the Trust Document without the written consent of Prime OTP Ltd; and
If the Client is not the sole trustee of the Trust, each Trustee shall agree in writing to be bound by the terms of this Agreement and any transaction entered into in this Agreement before Prime OTP Ltd has entered into a contract with it under Section 6 of this Agreement.

3.3 Customer represents and warrants to Prime OTP Ltd that:

the Client signs and delivers this Agreement and performs all Client responsibilities described in this Agreement and shall not violate any laws applicable to the Client;
all information provided by Client to Prime OTP Ltd is true, correct and complete, and Client will immediately notify Prime OTP Ltd of any changes to the information;
all information provided by Client to Prime OTP Ltd on the date of this Agreement, or when it is provided in the future, is true in all material respects. The act of the information or the Client's actions or the actions of any person acting on behalf of the Client under this Agreement is not misleading as a result of negligence or otherwise.
the Client shall continue to disclose to Prime OTP Ltd any matters affecting the operation of this Agreement or the Client's payment of additional Margin or solvency.

3.4 The Client acknowledges that Prime OTP Ltd will enter into the transactions contemplated under this Agreement based on the representations and warranties given by the Client.

3.5 If the Client consists of two or more legal persons, the terms of reference of the rights or obligations arising from the Client's transactions under this Agreement or under this Agreement will be subject to the rights or obligations in a common or individual manner, as appropriate, owned or undertaken by such persons.

3.6 Client is not a US citizen or taxpayer.

3.7 Client acknowledges, declares, agrees and confirms:

The service targets of the Prime OTP Ltd and Prime OTP Ltd websites do not include the public and Hong Kong residents of the Hong Kong Special Administrative Region. The contents of their websites are not issued to the public and Hong Kong residents of the Hong Kong Special Administrative Region;
The Client is not a Hong Kong resident and is not in the territory of the Hong Kong Special Administrative Region when he visits the Prime OTP Ltd website and handles the account opening procedures;
neither Prime OTP Ltd nor its website has offered or made any solicitation or promotion to any of the foreign exchange products and related services, nor has it given any investment advice to the Client;
The Client has been given sufficient time to review the contents of this Agreement and all accompanying documents and may seek independent financial and legal advice from this Agreement and the contents of all accompanying documents before deciding to enter into any agreement.

4. Confidentiality

4.1 Prime OTP Ltd declares that all personal data collected by it will be treated confidentially. Prime OTP Ltd will only collect the personal data required to perform the services contemplated by this Agreement and protect the privacy of the Client.

4.2 Confidentiality of Client data:

4.2.1 Prime OTP Ltd will take all reasonable and practicable precautions to maintain confidentiality of the information received by Prime OTP Ltd from Client and the materials and/or materials provided, generated, entered or established by Client in connection with the use of Prime OTP Ltd Services. However, as the Client information, other materials and/or materials may be provided via the Internet or by fax, the Client acknowledges and agrees that Prime OTP Ltd cannot fully ensure that the relevant Client data, other materials and/or materials are kept confidential during the process of delivery

4.2.2 If any third party receives the relevant Client's confidential information and risks, the Client shall bear and expressly waive any claims. Prime OTP Ltd shall not be liable for any risks arising from the Client's intention to provide to Prime OTP Ltd or any communications that Prime OTP Ltd intends to provide to Client, as intercepted, accessed, monitored or received by any third party.

4.2.3 The Client acknowledges and agrees that Prime OTP Ltd may, for the purpose of proposing, providing, managing or maintaining the necessary services of Prime OTP Ltd or complying with any purpose of applicable law, and to its employees, representatives, administrators, agents, contact companies, parent companies, subsidiaries The company and government departments or self-regulatory agencies, Internet service providers or any other third-party agents or service providers disclose the name of the Client and other personal and financial information about the Client, as well as any relevant details of the authorized user.

4.2.4 Prime OTP Ltd will process the Client's personal data in accordance with its privacy policy. Clients can contact Prime OTP Ltd for relevant policy documents.

4.3 Prime OTP Ltd reserves the right to disclose to the relevant law enforcement agencies and regulatory authorities, where appropriate, all communications and information about the Clients held by Prime OTP Ltd. In addition, the Client agrees to strictly abide by all applicable laws to prevent money laundering and counter-terrorism financing, including requesting or providing sufficient evidence to assist Prime OTP Ltd and relevant authorities in understanding the Client or any representative who may be directed by the Client or any transaction with Prime OTP Ltd.

5. General Matters

5.1 Indemnity and validity period:

5.1.1 The Client shall protect Prime OTP Ltd from any debts, claims, fees, expenses and damages caused by the Client, including but not limited to:

Negligence, fraud, error or deliberate misconduct by the Client or authorized user;
breach of any law by the Client;
any fees and expenses incurred or related to the Client's breach of any provision of this Agreement.

5.1.2 The Client agrees to indemnify Prime OTP Ltd immediately for all damages, costs and expenses incurred by Prime OTP Ltd in connection with the execution of any provision of this Agreement, including reasonable legal fees and expenses or reasonable legal fees for litigation arising from the Client. Client's liability under this clause will continue to be effective even after the termination of this Agreement.

5.2 This Agreement will be governed by the laws of Mauritius and interpreted in accordance with the laws of Mauritius. The parties agree to irrevocably submit to the exclusive jurisdiction of the courts of Mauritius.

5.3 The Contracting Parties shall not undertake or use their intellectual property rights on behalf of the other party or in the name of the other party at any time for any purpose. Except as expressly provided in this Agreement, neither Contracting Party may use the other party's name or intellectual property rights or claim to be associated with the other party or authorized by the other party without the prior written approval of the other party.

5.4 Unless otherwise agreed in writing by Prime OTP Ltd, any rights or obligations of the Client under this Agreement may not be transferred, transferred, sold or otherwise transmitted. However, Prime OTP Ltd may transfer any rights or obligations it may have or assume under this Agreement to another Contracting Party without the Client's consent. The Client will sign any documents (such as contractual changes such as contract changes) at the reasonable request of Prime OTP Ltd for this transfer to take effect.

5.5 This Agreement and any terms of the Transaction made under this Agreement may be modified by Prime OTP Ltd from time to time and Prime OTP Ltd will notify the Client of any such modifications. Client agrees to be bound by the modification of the terms of the transaction at an earlier date among the following dates:

Five working days after Prime OTP Ltd posted notice of amendment on its website;
the day on which any contract was entered into by the Client after the modification.

Any changes to the other terms must be confirmed by Prime OTP Ltd and the Client's written confirmation.

6. Client Account Operations

6.1 About authorized users:

6.1.1 The Client shall provide Prime OTP Ltd with a list of users authorized to represent the Client (hereinafter referred to as “Authorized Users”). Authorized users can accept Prime OTP Ltd's services on behalf of Clients and/or enter into contracts with Prime OTP Ltd. All instructions issued and accepted by the Authorized User will be deemed to be authorized by the Client and will be binding on the Client.

6.1.2 The Client shall immediately notify Prime OTP Ltd when any person has become an Authorized User or any existing Authorized User is no longer an Authorized User. Upon receipt of the notice, Prime OTP Ltd will authorize the user's changes to take effect within one working day. However, the notice must not affect any other signed contract.

6.1.3 Unless otherwise notified by Client to Prime OTP Ltd, Prime OTP Ltd may continue to assume that all existing Authorized Users are duly authorized to enter into legally binding transactions with Prime OTP Ltd.

6.1.4 The Client hereby agrees to indemnify Prime OTP Ltd from any loss arising from the entering into of any contract by the Authorized User or any other transaction contemplated by this Agreement. The Client also agrees to indemnify Prime OTP Ltd for any loss arising from the actions of the Authorized User.

6.1.5 Any appointment by the Client to an Authorized User pursuant to paragraph 6.1.1 will be fully effective in accordance with the provisions of this Agreement until the notice of cancellation and/or replacement is served on Prime OTP Ltd.

6.1.6 The Client may inform Prime OTP Ltd of the license restrictions applicable to some or all of the Contracts, and the restrictions may apply to all or designated Authorized Users.

6.1.7 Any authorization restrictions provided by Client to Prime OTP Ltd may be added or withdrawn at any time by Client's own notice to Prime OTP Ltd. Prime OTP Ltd may also, at its discretion, impose authorization restrictions on Clients and/or one or more authorized users at any time with notice.

6.2 At the time of the contract, if the Client or authorized user contacts Prime OTP Ltd by telephone or via the Internet, Prime OTP Ltd personnel may, but where applicable, have no absolute responsibility to request or explain the following information to the Client or authorized user:

the Client's account num mr-1ber;
other identifying details of the Client;
the type of contract product (e.g. which currency combination);
the nature of the contract is to purchase or sell;
the num mr-1ber of contracts; and
In the case of a

Prime OTP Ltd will have the discretion to establish a contract, such as a client or an authorized user, whether by phone or by clicking on the button on the online platform to indicate acceptance. If Prime OTP Ltd exercises this power, the Client and Prime OTP Ltd will immediately establish a contract. The price of the instructions and the purchase or sale of the contract is the "transaction contract". Upon the conclusion of the contract, the parties will be bound by the terms of the relevant trading contract and the content of this agreement. If Prime OTP Ltd refuses to exercise its right to establish a contract, Prime OTP Ltd does not have the necessary responsibilities to provide reasons, but Prime OTP Ltd will notify the Client immediately or within a reasonable time that no contract has been established.

Prime OTP Ltd will not accept Clients or authorized users to go to any Prime OTP Ltd registered office in person and request Prime OTP Ltd to accept instructions, enter into contracts or conduct financial transactions.

6.3 After the contract is established, Prime OTP Ltd will provide the Client with the price of the relevant financial product contract transaction and provide the statement within a reasonable time either verbally or via the Internet.

6.4 Before the Client and Prime OTP Ltd establish any trading contract, the Client must deposit sufficient funds in the designated account of Prime OTP Ltd unless specifically approved by Prime OTP Ltd beforehand. Prime OTP Ltd will indicate to the Client the amount of margin required for each contract or under special circumstances.

6.5 Any payment to Prime OTP Ltd in any currency will be calculated at the prevailing market exchange rate.

6.6 Prime OTP Ltd may at any time notify Client of any fees and additional charges for the use of its services. Prime OTP Ltd will not be liable for any fees or charges charged by third parties or other counterparties for the use of Prime OTP Ltd's services.

6.7 Any outstanding balance of the Client's account in the Prime OTP Ltd Account must be paid in one of the following ways:

cash;
Online bank transfer;
Bank transfer on the same day;
a bank or personal check;
an international wire transfer; or
Payment pipelines provided by other financial institutions.

6.8 Credit line:

6.8.1 Prime OTP Ltd may grant a "credit line" to the Client and may also determine the relevant credit line and interest on the relevant credit at its absolute discretion

6.8.2 The line of credit is preset to the currency of the US dollar unit or other Prime OTP Ltd at its absolute discretion.

6.8.3 This amount is generally used for the purpose of establishing or maintaining a contract. It can also be used to offset the loss amount of open trades denominated by market value or the amount of loss applicable to some or all unsettled transactions.

6.8.4 If the loss of an open trade valued at market value approaches or exceeds the credit line of the Client, Prime OTP Ltd reserves the right, in its discretion, to require the Client to make a margin call.

6.8.5 Prime OTP Ltd not obligated to advise the Client that the credit line is insufficient, but if there is a deficiency, Prime OTP Ltd is not responsible for any subsequent Client instructions.

6.8.6 Prime OTP Ltd is not obligated to provide credit to Clients. Prime OTP Ltd may also reduce or withdraw any established credit line at any time by giving notice to the Client.

6.8.7 The Client acknowledges that Prime OTP Ltd will be responsible for all credit lines, including the amount of the loss beyond the credit line.

6.9 In any open position held by the Client, interest will be generated based on the spread of the financial product. Prime OTP Ltd will credit the Client's income or interest deductible to the Client's account at the settlement time of each settlement day. Interest will be determined based on changes in market conditions and Prime OTP Ltd's absolute discretion, and Prime OTP Ltd will not notify you of changes in interest calculations.

6.10 Prime OTP Ltd may, at its absolute discretion, set the Client's payment equal to 0% to 100% of the contract value, regardless of whether the Client has established an open trade or any future trades to be established, either in the absolute or discretion of the Client Margin requirements. The deposit amount deposited by the Client into Prime OTP Ltd shall be paid in accordance with the method of paragraph 6.7 of this Agreement.

6.11 At any time, such as the margin in the Client's account (including the line of credit), failing to meet the minimum margin requirement specified by Prime OTP Ltd, all or part of the open positions held by the Client, whether in loss or profit Trading, there will be a risk of forced liquidation (even if the lock position cannot completely avoid the risk of forced liquidation). Clients must ensure that their account has a sufficient level of margin at all times. Prime OTP Ltd reserves all rights to force a liquidation of all open trades. Unless specifically approved by Prime OTP Ltd, Prime OTP Ltd may terminate any or all of the Client's open positions if the Client fails to pay sufficient amounts in time to meet the Margin requirements.

6.12 Prime OTP Ltd will use all reasonable methods and endeavor to process all of the Client's contractual orders in a timely manner. In the absence of material negligence or deliberate misconduct, Prime OTP Ltd will not be liable for delays, damages, lapses or errors in all Contract Orders.

6.13 In the course of the transaction, regardless of the obvious quotation error caused by Prime OTP Ltd or any third party, Prime OTP Ltd is not liable for any damages, claims, losses, liabilities or expenses arising from the quotation error. Prime OTP Ltd reserves the right to make necessary adjustments to correct the quotation error. Any dispute arising from the quotation error will be resolved on the basis of fair market value, and the fair market value will be handled by Prime OTP Ltd in a reasonable manner, according to the relevant financial. The market value of the product is determined.

6.14 Prime OTP Ltd may provide a reference level for fees and exchange rates via telephone or website or through an online platform, but the reference level is not binding, and in the event of a final transaction, the Client agrees to accept the service.

6.15 The Client acknowledges and agrees and will ensure that each Authorized User confirms and agrees that Prime OTP Ltd may record any telephone conversations between any person and Prime OTP Ltd at any time. This telephone recording belongs to the property reserved by Prime OTP Ltd. In the event of a dispute between Prime OTP Ltd and the Client regarding the transaction contract and terms of any transaction, the telephone recording can be used to confirm the terms and conditions of the transaction, and the telephone recording can also be used for training and monitoring purposes.

7. Online Trading Platform

7.1 If the Client uses Prime OTP Ltd's online trading system (online platform), the Client confirms and accepts the following:

The Client will be able to enter into a contract at the price quoted on the online platform.
All transactions must be completed using the login name and password assigned to the Client by Prime OTP Ltd, and the effective entry of the above login name and password will constitute the Client's authorization to complete the specified contract, regardless of whether the login name and password are authorized.
The Client must ensure that the login name and password are properly kept and kept confidential. The Client must also ensure that each authorized user who knows the login name and password keeps it confidential and confidential. If the Client has any reason to believe that the login name and password assigned to the Client have not been properly kept and kept confidential, and even any unauthorized person can use the login name and password, Prime OTP Ltd should be notified immediately.
Prime OTP Ltd may suspend, revoke or refuse access to the online platform at any time for any reason without notice to the Client, including but not limited to security, quality of service, payment by the Client for payment due, or Violation of any provision of this agreement.

8. Fees Of The Intermediary/Receiving Bank

8.1 In some cases, a payment transaction may involve multiple intermediaries, so fees may be deducted and the receiving bank may charge a fee. These fees may not be calculated in advance and may not be communicated in advance, and the Client should be aware that they are responsible for paying such fees.

8.2 Prime OTP Ltd will not be liable for any loss resulting from the fees covered by Clause 8.1. Prime OTP Ltd will use its best endeavors to ensure that all fees and/or expenses associated with the Transaction are disclosed in the terms of the Transaction Agreement. However, due to the complex and volatile operations of the international financial market, Clients need to understand that disclosure is not always possible.

9. Exceeding The Scope Of Capacity Control

9.1 In the event of a factor beyond the control of Prime OTP Ltd Capability or a Force Majeure* event that prevents it from fulfilling its obligations under this Agreement or other contracts, Prime OTP Ltd will notify the Client as soon as reasonably practicable and will use reasonable efforts to ensure that it is returned due to Prime OTP Ltd. Any amount paid by the Client for the performance of the obligations under this Agreement. Prime OTP Ltd shall not be liable for any loss to the Client for the above circumstances.

9.2 If Prime OTP Ltd considers that the financial products and related financial market conditions are severely disrupted, such as the inability to obtain a position on the financial product in the relevant financial market, or due to domestic or international financial, political or economic conditions or foreign exchange controls, Positions become infeasible and Prime OTP Ltd will notify Clients as soon as reasonably practicable. Prime OTP Ltd shall not be liable for any loss to the Client for the above circumstances.

9.2 Upon the issuance of the above notice, Prime OTP Ltd's liability will be temporarily suspended and Prime OTP Ltd will negotiate other arrangements with the Client.

10. Client Funds

10.1 The Client agrees that Prime OTP Ltd may transfer the Client's account funds to any Prime OTP Ltd designated account.

10.2 The Client agrees that any interest on the funds deposited into Prime OTP Ltd will not be calculated and will not be due to the Client.

10.3 If the Client completely transfers ownership of the funds or other funds to Prime OTP Ltd for certain other purposes, including but not limited to guarantees or for payment of current or future debts, actual debt, contingent liabilities or expected liabilities, such as security deposits, these amounts will not be treated as Client funds.

10.4 Prime OTP Ltd may, at its discretion, calculate the amount of current Client's current debt, future debt, actual debt, contingent liabilities or expected debt to Prime OTP Ltd based on the Client's daily open positions and transactions. (The amount may be due to market conditions greater than the amount of margin necessary to maintain the Client's open positions). And some or all of the funds deposited by the Client are transferred to Prime OTP Ltd, and the funds are required to guarantee the Clien's open positions, current debt, future debt, actual debt, contingent liabilities or expected debts. In accordance with this clause, the Client has no right to claim the portion of the payment and the portion will not be quarantined. Client agrees that Prime OTP Ltd may process the funds in this section.

10.5 Unless the Client notifies the Company in writing or otherwise, the Company may deposit the Client's money in a client's bank account opened by an accredited bank in Mauritius or any other country. Therefore, the Client's funds may be deposited outside of Mauritius. In this case, the legal and regulatory regime of the accredited bank that applies to the bank account of the Client may differ from the Mauritius.

11. Notification

11.1 Any notice or other document required or approved under this Agreement or for this Agreement shall be in writing. The notice may be issued by Prime OTP Ltd in the form of a posting on its website, and the notice is deemed to have been issued one day after posting on the Prime OTP Ltd website.

11.2 Any notice issued or made under this Agreement may also be sent by e-mail, but:

the notice is the email address sent to the intended recipient and finally notified to the sender; and
The sender is required to keep an electronic or printed copy of the notice sent.

11.3 A notice sent by email will be deemed to have been issued at the earliest occurrence of the following:

The sender receives an email receipt from the recipient's information system indicating that the notification has been sent to the above email address;
notify the entry into the information system controlled by the recipient; or
When the notice is first opened or read by the recipient's employee or administrator.

12. Termination

12.1 This Agreement may be terminated immediately by Client or Prime OTP Ltd by notice to the other party in writing. However, the termination of any contract by any party shall not affect any contract or other transaction previously entered into, and shall not relieve any party of any liability arising out of this Agreement and which has not been performed, nor shall it be exempted from the conclusion of any contract by the Client prior to the termination of the above. And any responsibility arising.

12.1 If Prime OTP Ltd is informed or has reason to believe that any of the following has occurred:

the Client has provided false or misleading information to Prime OTP Ltd; or
the Client has participated in or is currently assisting or assisting or is currently assisting in money laundering or funding terrorists; or
The Client is currently undergoing a formal investigation by law enforcement agencies and/or regulatory agencies,

Prime OTP Ltd may, at its sole discretion, immediately terminate this Agreement without prior notice to Client and Prime OTP Ltd shall be relieved of any liability arising out of or in connection with the transactions contemplated by this Agreement, including those entered into with Prime OTP Ltd. Any liability arising from any contract.

12.3 Within two business days from the date of termination of this Agreement, the Client shall return or destroy all materials received from Prime OTP Ltd in accordance with Prime OTP's written instructions. The liability of any party for the payment of materials, delivery materials and destruction of materials shall remain in force after the termination of this Agreement. Any liability arising from the implementation of these Terms by Prime OTP Ltd shall be determined by Prime OTP Ltd in accordance with these Terms.

13. Limitation Of Liability

13.1 Prime OTP Ltd will make every reasonable effort to execute the contract or make payments to the Client at the time specified by the Client's instructions. However, under no circumstances will Prime OTP Ltd be liable for any direct, indirect or consequential damages (including loss of any profit) resulting from delays in the transfer of funds to the Client's designated account.

13.2 Nothing in this Agreement is intended to limit or waive any liability that Prime OTP Ltd may be liable to Client for any legal rights that Client may have

14. Resolving Disputes

14.1 Unless the Terms are inconsistent with the provisions of any legal or regulatory system, the dispute resolution procedures set out in this clause will apply. The parties shall use all reasonable endeavors to resolve any dispute arising out of this Agreement or any transaction conducted pursuant

14.2 If the parties are unable to resolve the dispute within 5 days from the date on which one of the parties has notified the dispute, either party may, by notice to the other party, refer the dispute to the senior staff of both parties (eg Client Individuals, the referral rules do not apply), but both parties must ensure that each other’s senior staff resolve the dispute as far as possible in a friendly manner within 10 days from the date of the referral dispute.

15. Risk Warning

14.2 Trading of foreign exchange, CFDs and precious metals, especially in the form of margin trading, involves the potential for profit and loss, and the loss may far exceed the amount of money you invest in any sale or transaction.

14.2 Changes in foreign exchange, CFDs and precious metal prices are likely to be affected by a variety of unpredictable factors from around the world. Fluctuations in foreign exchange prices can cause the market to take action and cause you to be unable to settle a losing trade.

14.2 Prime OTP Ltd's employees cannot guarantee the accuracy of any market forecasts (if provided) or ensure that you avoid market risks and cannot guarantee the maximum loss you may suffer. Please read this agreement carefully before applying for account opening.

* "force majeure event" means including but not limited to the following events or factors: natural disasters, shipwrecks, inevitable navigational accidents, wars (whether or not declared war), vandalism, riots, rebellions, civil unrest, national emergency (whether it is fact Legal or legal), military rule, fire, flood, storm, earthquake, landslide, explosion, lack of electricity or water shortage, transmission or communication network failure, infectious disease, isolation, strike or other labor disputes or government expropriation, lockdown, curfew, any restrictions, prohibitions, laws, regulations, orders or other legally enforceable orders, damages or accidents, changes in international or national laws or regulations or any damage to Prime OTP Ltd’s system or system (excluding conduct) Occasionally due to omission, default or negligence of the Client or Prime OTP Ltd)